Lending built for manufactured homes.
Programs, pre-approval, and trade-up options. We help you find the right path to own with confidence.
Get Pre-Approved
Know your budget before you shop. A short application gives you a clear price range and monthly estimate.
Trade-Up Program
Roll the equity in your current manufactured home into a larger or newer model with less out of pocket.
MH Advantage
Qualifying homes access conventional-style financing with lower rates and down payments than typical chattel loans.
Pre-approved in four steps.
Apply
Complete a quick secure application online or by phone.
Review
We match you with the right lender and program.
Approve
Receive your pre-approval and price range.
Shop
Browse listings and models with confidence.
Estimate your monthly payment.
A quick estimate based on price, down payment, and term. Final terms depend on lender and credit.
Talk to a loan officer.
Whether you are looking to purchase or refinance a home, the loan officers below are here to serve your mortgage needs. They have the knowledge and tools needed to ensure that you choose the best financing option for you and your family.
For financing in Arizona, please contact Zachary Waldon.
Kyle Kent
Loan Officer
Zachary Waldon
Loan Officer
The following disclosure applies to V.I.P. Mortgage, Inc.
V.I.P. Mortgage, Inc. does Business in Accordance with Federal Fair lending Laws. NMLS ID 145502. AZ: Mortgage Banker License No.BK-0909074. VIP is not acing on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. VIP is approved to participate in FHA programs but the products and services performed by VIP are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Offer applied after qualification. Not all customers will qualify.
